Comments on: Unemployment Extension And COBRA Health Insurance: Latest Summary

By: Ellen Manis

Ellen Manis — Thu, 28 Apr 2011 04:06:04 +0000

I am confused. I just applied for unempoyment after being terminated from my job. will I get the discount COBRA benefit when my unemployment starts, or has that law been discontinued?
Thank you for your assistance
Ellen Manis

By: Diane Horn

Diane Horn — Thu, 18 Nov 2010 00:51:33 +0000

So who can I call to get health insurance at a lower rate my cobra beneft with the 18 months is over at 178.00 a month. It is now over 486.00 a month starting Dec 1. I need help my unemployment will run out soon and I cant find a job after working at Bank of AMerica for over 28 years. I am 56 years old please tell me what to do I have insulin dep Diebates and other health issues. I had a mild stroke the day they let me go becuase they basically told me i was worthless at my job becuase i made too much and trained all of my underlings . Please help

By: Joan Shenberg

Joan Shenberg — Fri, 01 Oct 2010 07:52:46 +0000

COBRA lasts for only 18 months. We need the time that a person can pay into COBRA extended way past 18 months. What are we to do for health insurance? We would be happy to be able to continue to pay into COBRA. We prefer to stay with the same health plan that we had when my husband was employed. The coverage is very much needed.

By: D G Scott

D G Scott — Fri, 30 Jul 2010 18:46:11 +0000

Hello S. Haines

I was involuntarily terminated from my job of 32 years August of 2009. I decided to keep my Cobra Insurance because of the subsidy.
However, I have been a little confused about how I would be affected due to the subsidy not be extended.
Thanks for clearing that up.

By: John Ebberts

John Ebberts — Thu, 29 Jul 2010 17:12:10 +0000

Last July i was told by my doctors that i had Terminal Lung cancer but i had treatment and was able to return to work, now a year later i was layed off do to budget and my employer is giving me 3 months continued health care when it ends i was told i can get cobra, the cobra payment is almost 700 a month!
my Social Security Disability payments are 1200 a month…and with Disability there is a 24 month waiting periodfor madicade. I have CT scans and Pet scans that i must have every 3 months in order to spot the cancer when it returns. how in the world can i pay for cobra?
This is a life and death matter for me and can get no help… was told a gov program was paying for 80% of cobra and i began to search and ended up here it does not look good. I have worked hard al my life and i think i deserve better than this

By: S Haines

S Haines — Wed, 28 Jul 2010 16:26:52 +0000

Wow! I wish you bloggers would get your facts straight. The COBRA subsidy has not gone away; workers who were involuntarily terminated and eligible for assistance on or before May 31 retain their rights to 15 months of subsidized premiums. They pay 35% of the cost; the employer fronts 65% to the insurer and is reimbursed through credits against payroll taxes.

But, the “eligibility” period has not been extended, which means that workers who were involuntarily terminated on or after June 1 are not eligible for the subsidy. While I am not suggesting that our lawmakers’ failure ro extend the eligibility period is a good thing, it would certainly be good to see bloggers, who pretend to have expertise in COBRA law, actually demonstrate as much.

By: Alan Sterk

Alan Sterk — Wed, 28 Jul 2010 15:01:13 +0000

Pretty silly….you get unemployment on one hand..but out it goes for Health Insurance. End result = zero money to survive. No one said the government should pay for COBRA in the constitution..but no one said that because of bonus money and outragious salaries paid out by the government instead of improving employment conditions would weaken the economy to the point that unemployment is over 10% . Hope those who received multimillion dollar bonus are enjoying themselves.

By: Kimberly Barton

Kimberly Barton — Wed, 28 Jul 2010 14:53:09 +0000

Sen Casey has proposed a bill to extend the COBRA subsidy and 10 senators are co-sponsors. S. 3548 was heared twice by the senate and referred to the senate finance committee. I called all the senator’s on the finance committee to ask for their support to push this attempt to complete the task the majority of congress worked toward with H.R. 4213 prior to the “Republican Filibuster” and the amendment that followed. Please contact your representative soon. The COBRA Subsidy extension is vital for the unemployed. S. 3548 or a bill that takes the temporary qualification away is sorely in need.

By: Julie McNally

Julie McNally — Mon, 26 Jul 2010 23:32:21 +0000

Yes we need the Cobra discount extension too. How are we going to pay the high Cobra Insurance without the discount on unemployment. We pay both parts of the insurance anyway the government just gives a discount so if your Cobra was $440.00 a month it is $144.00 a month which is hard to pay on unemployment any way. After paying monthly bills there isn’t any money left for food let alone a high Cobra payment too!!!

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